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News

Bankii Is Hiring Business Developers in Nigeria, Ghana, and Kenya!

Are you passionate about shaping Africa’s financial future? Do you have a talent for forging impactful partnerships and driving meaningful conversations? Bankii Finance is growing, and we’re looking for dynamic Business Developers in Nigeria, Ghana, and Kenya to help us expand and thrive in these markets!


Who Are We?

At Bankii, we’re redefining financial freedom across Africa and beyond. By leveraging crypto and blockchain technology, we’re making cross-border payments seamless, secure, and accessible. As part of our mission, we’re seeking talented individuals to join us in building a connected, empowered financial ecosystem.


Position: Business Developer (Remote)

What You’ll Do:

As a Business Developer at Bankii, you’ll be at the forefront of our growth strategy. Your responsibilities include:

  • Identifying Growth Opportunities: Scout and establish connections with potential clients, businesses, and strategic partners to drive Bankii’s expansion.
  • Promoting Bankii Solutions: Advocate for Bankii’s web and mobile apps by highlighting their unique value to prospective users and organizations. More importantly, get sales in for the bankii crypto debit cards
  • Building Relationships: Foster and maintain strong, meaningful relationships with partners and clients to ensure loyalty and satisfaction.
  • Conducting Market Research: Stay informed about financial trends and regional dynamics to provide valuable insights to the Bankii team.
  • Reporting Progress: Share updates on performance metrics, client feedback, and market challenges to help optimize strategies.

Requirements

We’re looking for individuals who:

  • Have 2+ years of experience in business development, sales, or customer relationship management, preferably in fintech or related industries.
  • Are self-driven and possess excellent communication and negotiation skills.
  • Have a strong professional network in Nigeria, Ghana, or Kenya’s entrepreneurial and financial sectors.
  • Possess a basic understanding of crypto or blockchain (a bonus, but not mandatory).
  • Are tech-savvy and proficient with CRM tools, digital platforms, and business communication.
  • Are passionate about innovation and empowering communities through financial solutions.

Compensation & Benefits

  • Competitive Base Salary with performance-based incentives.
  • Opportunity to work with a visionary, innovative team.
  • Flexible, remote work environment.
  • Access to professional development and training opportunities.
  • Be part of a mission-driven company shaping Africa’s financial future.

Why Join Bankii?

  • Make a Real Impact: Be part of a movement transforming how Africans interact with money and financial services.
  • Career Growth Opportunities: Bankii’s rapid growth means more chances for you to learn, lead, and excel.
  • Collaborative Culture: Work with passionate, like-minded individuals dedicated to creating innovative financial solutions.

Application Process

  1. Prepare Your CV and Cover Letter: Showcase your business development experience, achievements, and why you want to join Bankii.
  2. Submit Your Application: Email your application to [email protected] with the subject line: Business Developer Application – [Your Country].
  3. Screening: Shortlisted candidates will be contacted for an initial interview.
  4. Final Selection: Successful applicants will advance to a final interview and onboarding process.

Spread the Word

Know someone who fits the bill? Share this opportunity with them! Let’s build a buzzing team ready to lead Africa into a new era of financial empowerment.

News

Bankii WebApp and Android App Are Now Live on Beta!

The wait is finally over! We are thrilled to announce the launch of the Bankii WebApp and Android App in beta. This milestone marks a significant step in our mission to revolutionize financial freedom across Africa and beyond. With these platforms now live, users can start experiencing the future of seamless, secure, and efficient financial services at their fingertips.

But this is just the beginning. In the coming months, we’re rolling out even more features, including iOS support, crypto debit card orders, and other exciting updates designed to enhance your financial journey.


A New Era of Financial Empowerment

At Bankii, we understand the challenges that come with managing finances in a fast-evolving digital world. Whether you’re sending or receiving money, swapping currencies, or exploring crypto solutions, our WebApp and Android App are designed to make your experience simple and hassle-free.

Key Features of the Beta Launch

  1. Crypto Transactions Made Easy
    • Effortlessly send and receive crypto in seconds.
    • Stay in control of your digital assets with a user-friendly interface that caters to both beginners and experts.
  2. Seamless Crypto Swapping
    • Swap cryptocurrencies directly within the app.
    • Enjoy transparent, competitive rates without hidden fees.
  3. Real-Time Account Management
    • Monitor your balances and transactions at a glance.
    • Access detailed insights into your spending and saving habits.
  4. Secure and Reliable
    • Advanced encryption ensures your funds and data are always protected.
    • Robust CAPTCHA and security protocols prevent fraudulent activities.

What’s Next?

While our WebApp and Android App are live and buzzing, we’re just getting started. Here’s what’s on the horizon:

1. iOS App Launch

For our Apple enthusiasts, we’re excited to announce that the Bankii iOS App is in the works and will be launching soon. Stay tuned for updates!

2. Crypto Debit Card Orders

Imagine spending your crypto seamlessly, anytime, anywhere. Our Bankii Crypto Debit Card is coming soon, enabling users to convert crypto to local currencies in real-time and shop globally with ease.

3. Enhanced Features and Updates

We’re continually improving the platform based on your feedback. Expect more features that will make managing your finances even more intuitive and efficient.


Why Join Bankii Now?

1. Be Part of the Future

By joining the beta version of our platform, you’ll have early access to the tools shaping the future of finance in Africa.

2. Have Your Voice Heard

Your feedback is invaluable. As a beta user, you’ll play a critical role in helping us refine the platform to meet your needs.

3. Stay Ahead of the Curve

Get familiar with the platform now and be ready to leverage upcoming features like our iOS app and crypto debit cards as soon as they launch.


How to Get Started

  1. Access the WebApp: Visit Bankii and create your account in minutes.
  2. Download the Android App: Head to the Google Play Store and search for Bankii to download our app.

Join the Bankii Community

Bankii isn’t just a platform; it’s a movement. With over 4,000 members in our Telegram community, we’re building a hive of users passionate about financial empowerment. By joining our community, you’ll:

  • Receive exclusive updates.
  • Participate in engaging conversations about the future of finance.
  • Connect with like-minded individuals across the continent.

Join now


We’re Just Getting Started

The launch of our WebApp and Android App in beta is a significant milestone, but the journey has only begun. As we continue to roll out exciting features, we’re committed to ensuring that every step we take brings us closer to delivering the ultimate financial platform tailored for Africa and beyond.

Thank you for your support and trust in Bankii. Together, we’re not just building a platform; we’re shaping the future of finance.

Ready to experience the buzz? Access the beta version now and take the first step toward financial freedom.


News

Bankii Token ($BKNY): The Journey to Q1 2025

At Bankii, we’ve always believed in doing things the right way, not the rushed way. This philosophy guides our approach to innovation, community-building, and financial empowerment. Today, we’re thrilled to share exciting updates about our much-anticipated Bankii Token ($BKNY) launch. While originally slated for this year, we’ve made the strategic decision to schedule the public sale for Q1 2025.

Here’s why—and why this timing ensures $BKNY becomes a cornerstone of Africa’s financial revolution.


What is Bankii Token ($BKNY)?

$BNKY is more than just a token; it’s the lifeblood of the Bankii ecosystem. Rooted in transparency, accessibility, and innovation, $BKNY will empower users across Africa and beyond to unlock unique financial opportunities, including:

  • Rewards and Incentives: Access exclusive benefits within the Bankii platform, such as cashback programs, loyalty rewards, and discounts on services.
  • Seamless Transactions: Use $BKNY for fast, secure, and cost-effective payments within the Bankii network and beyond.
  • Community-Driven Growth: As a $BKNY holder, you’re part of the decision-making process, contributing to the platform’s direction and innovation.

$BNKY isn’t just a token—it’s the foundation of a movement to reshape how Africa interacts with digital finance.


Why Are We Delaying the Launch?

We understand the anticipation surrounding $BKNY and the eagerness of our community to participate in its public launch. However, at Bankii, we prioritize value over haste and believe in delivering more than just promises—we deliver impact. Here’s why we’ve decided to push the launch to Q1 2025:

1. Final Stages of Web App Development

We’re in the final stages of releasing the Bankii Web App, which will be a comprehensive platform for managing your finances, accessing our services, and utilizing $BKNY.

  • Why This Matters: Launching $BNKY with a fully functional product ensures immediate utility for our token holders. You’ll be able to seamlessly integrate $BKNY into your financial journey from day one.
  • The Vision: We want $BNKY to be more than speculative—it should be practical, impactful, and tied to real-world solutions.

2. Ensuring Quality and Security

We’ve partnered with Cyberscope, a leading auditing firm, to ensure $BKNY is secure, transparent, and ready for public use. This extra time allows us to fine-tune every aspect of the token, from smart contracts to platform integration, minimizing risks for our community.

3. Setting Up for Success

A rushed launch might generate short-term excitement but can lead to long-term challenges. By aligning the $BKNY launch with the release of our web app, we’re ensuring a cohesive experience where every part of the ecosystem supports and enhances the other.


What This Means for You

The delay isn’t a setback—it’s an opportunity for you to be part of a stronger, more integrated Bankii ecosystem. When $BKNY launches in Q1 2025, you can expect:

  • A fully operational web app where $BKNY will have immediate utility.
  • Enhanced transparency and trust through comprehensive audits and rigorous testing.
  • A seamless entry point into Africa’s most innovative financial platform.

This strategic move ensures that $BKNY isn’t just another token; it’s a token with purpose, utility, and a clear role in your financial future.


Our Commitment to the Community

We’re grateful for the unwavering support and excitement from the Bankii Hive. You’ve been the driving force behind our growth, and your trust inspires us to keep building with integrity.

  • Your Voice Matters: The Hive’s feedback has been invaluable in shaping our approach to $BKNY.
  • Transparency Always: As we move closer to launch, expect regular updates, insights, and opportunities to engage with our team.

The Road Ahead

As we count down to Q1 2025, here’s what you can look forward to:

  1. Web App Release: The foundation of the Bankii ecosystem is just around the corner.
  2. Community Engagement: Participate in discussions, beta testing, and campaigns as we prepare for the $BKNY launch.
  3. Educational Content: Learn how $BKNY will transform your financial journey through detailed guides, use-case examples, and expert insights.

Join the Movement

The future of finance in Africa is brighter than ever, and $BKNY is set to play a pivotal role. By delaying the launch to ensure quality and utility, we’re laying the groundwork for a token that truly delivers on its promises.

Ready to be part of the revolution? Stay connected with the Bankii Hive for updates, sneak peeks, and opportunities to engage. Together, we’re shaping Africa’s financial future—one step at a time.

Join the Bankii Community Today

🌍 Bankii Token: Building for Africa. Building for You.

News

Celebrating Success: The Conclusion of the Bankii Hive Referral Campaign

At Bankii, we believe in the power of community and collaboration to shape Africa’s financial future. Over the past two weeks, the Bankii Hive Referral Campaign created an electrifying buzz, bringing together a vibrant mix of crypto enthusiasts, innovators, and dreamers from across the continent and beyond. Today, we’re excited to share the results, celebrate our winners, and reflect on this milestone in our journey.


The Campaign That Made Waves

The Bankii Hive Referral Campaign aimed to grow our Telegram community while rewarding participants for their enthusiasm and efforts. Starting with just 1,200 members, our community has now soared past 4,000 members—a testament to the passion and belief people have in Bankii’s mission to redefine financial access for Africa.

We saw participants actively engaging, spreading the word, and bringing their networks on board. Together, we achieved something incredible, and this growth lays a solid foundation for the future.


Meet the Winners

🏆 Congratulations to our top referrers!

🥇 First Place: @Mr_sly3
🥈 Second Place: @Stoney_t
🥉 Third Place: @Leakey_ke

These incredible individuals went above and beyond to grow the Bankii community. Each has won exciting rewards, including Bankii swag and exclusive perks. Winners are requested to send their Solana wallet addresses and shipping details to @Web3Legend_1 for prize collection.


Raffle Winners

In addition to the top referrers, we hosted a raffle for participants with at least one valid referral. Congratulations to our lucky raffle winners who will receive exclusive Bankii swag: 🧢👕

  1. @Ticoworld
  2. @January102014
  3. @bullishdkue
  4. @Ziklamb
  5. @tomanjerryy
  6. @Mjomba_K7 
  7. @Comfxrt 
  8. @lilxnop 
  9. @Franco9025 
  10. @Mic_h5

🏅 Winners are kindly requested to send their shipping addresses to @Web3Legend_1 to claim their prizes.


Ensuring Fairness and Integrity

While the campaign was an overwhelming success, maintaining fairness was crucial. Unfortunately, some participants were disqualified for violating the campaign rules. Disqualifications were based on:

  • Unnatural Invite Patterns: Excessive or rapid invites within seconds indicated automated or non-genuine activity.
  • Misrepresentation: Non-genuine influencer collaborations or fake endorsements.
  • CAPTCHA Failures: Failing verification checks during the onboarding process.
  • Lack of Engagement: Invited members who did not participate in group discussions or left shortly after joining.

The Disqualification Process

Unnatural Invite Patterns

Invites coming in large bursts within seconds strongly indicated automated tools or purchased referrals. For example, one of the top paticipant exhibited patterns where referrals surged unnaturally, suggesting bulk actions rather than genuine outreach. Also, this participants “bought invites” Such behavior went against the campaign’s principles of organic and authentic community growth.

Misrepresentation and Misuse of Endorsements

While the Bankii Hive Campaign was promoted by our official ambassador, some participants misrepresented their collaborations or used improper methods to amplify their efforts.

Specifically:

  • Two top participants claimed their referrals came through posts made by the ambassador. While the ambassador is officially associated with Bankii, further investigation revealed issues:
    • The referred audience from these posts showed unnatural engagement patterns, such as thousands of views paired with little to no activity on the group indicating bot activity.
    • Many of these referrals failed the CAPTCHA checks upon joining the Telegram group, leading to automatic removal or muting.
    • This misuse reflected poorly on the spirit of collaboration and fairness, as the campaign rules emphasized authentic efforts to grow the community.

CAPTCHA Failures

To maintain group integrity, a CAPTCHA system was in place to filter out bots and ensure only real users could join. A large portion of referrals tied to disqualified participants failed this verification, confirming the use of automated or non-human invites.

Lack of Engagement

Bankii values an active and thriving community. Some participants invited members who joined the group but did not engage meaningfully. Others left shortly after joining, highlighting a lack of genuine interest. Referrals were only counted if the referred members participated in discussions or reacted to posts, ensuring quality over quantity.


Why Disqualification Was Necessary

Bankii’s mission is to build a community rooted in trust, authenticity, and shared values. Allowing fraudulent or manipulative actions to go unchecked would:

  • Undermine the credibility of the campaign.
  • Dilute the quality of our growing Hive.
  • Be unfair to participants who worked hard to bring in genuine members.

By enforcing the rules, we ensured that the rewards went to deserving participants who contributed meaningfully to our community.


Key Lessons from the Campaign

  1. Authenticity is Key: Genuine referrals and honest collaborations drive real growth and engagement.
  2. Clear Guidelines Work: The rules around CAPTCHA, engagement, and fair play helped maintain integrity.
  3. Growth Must Be Meaningful: Numbers alone don’t matter—what counts is the quality of the connections we build.

A Message to Participants

  • To Our Winners: Congratulations on your well-earned rewards! Your dedication and genuine efforts helped make this campaign a success.
  • To Those Disqualified: While we appreciate your interest and participation, disqualifications were necessary to ensure fairness. We encourage you to participate in future campaigns with the same enthusiasm, while adhering to the rules.

Looking Ahead

The Bankii Hive is stronger than ever, with our community growing from 1,200 to over 4,000 members during this campaign. This milestone is only the beginning of what we’ll achieve together.

More campaigns, rewards, and opportunities to connect are on the horizon. Let’s continue building with integrity and enthusiasm. Together, we’re shaping Africa’s financial future.

Stay buzzing! 🐝

We appreciate the enthusiasm shown by all participants but had to take these measures to ensure fairness and the integrity of the campaign.


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News

The Future of Payments: Why Stablecoins Matter for Africa

In a continent as diverse and dynamic as Africa, the future of payments is an urgent topic. With over 1.4 billion people spread across 54 countries, Africa’s financial landscape is as complex as it is promising. Traditional financial systems have struggled to meet the needs of its people, with issues like high transaction fees, limited access to banking services, and currency instability holding back economic potential. Enter stablecoins—a groundbreaking innovation poised to revolutionize how Africans send, receive, and store value. Here’s why stablecoins are critical for Africa’s financial future.

The Status Quo: Challenges in Africa’s Payment Systems

1. High Costs of Remittances

Africans sent $95 billion in remittances in 2021, but a staggering 8-10% of this amount was lost to high transaction fees. That’s billions of dollars siphoned off in fees that could have gone toward education, healthcare, and business investments. Traditional money transfer services remain prohibitively expensive, particularly for low-income households.

2. Limited Financial Inclusion

Approximately 57% of Africans are unbanked, equating to over 350 million people who lack access to basic financial services. Traditional banks are often concentrated in urban areas, leaving rural populations underserved. Even when services are available, high fees and cumbersome account requirements act as barriers.

3. Currency Instability

Many African currencies are prone to devaluation and inflation, eroding the purchasing power of citizens. The lack of a stable store of value leaves many Africans vulnerable to economic shocks, making it difficult to save or plan for the future.

4. Inefficient Cross-Border Trade

Africa’s fragmented financial systems make cross-border trade cumbersome. Businesses face delays, high conversion costs, and regulatory hurdles, stifling growth in one of the world’s fastest-growing markets.

The Solution: How Stablecoins Address These Challenges

Stablecoins are digital currencies designed to maintain a stable value, often pegged to a fiat currency like the US dollar or a commodity like gold. Unlike traditional cryptocurrencies, they are not subject to extreme volatility, making them ideal for everyday transactions and savings. Here’s how stablecoins are set to transform Africa’s payments landscape:

1. Affordable Cross-Border Payments

Stablecoins enable fast, low-cost transactions across borders, eliminating the exorbitant fees associated with traditional remittance services. For example, platforms leveraging stablecoins can cut transaction costs to less than 1%, allowing families to send money home without losing a significant portion to intermediaries.

2. Financial Inclusion for the Unbanked

With just a smartphone and internet access, anyone can use stablecoins to access financial services. Stablecoins eliminate the need for physical bank branches, offering a decentralized alternative that’s accessible to remote and underserved communities.

3. Protection Against Currency Volatility

Stablecoins provide a safe haven for individuals in countries with unstable currencies. By holding funds in a stablecoin pegged to a strong fiat currency, users can preserve their purchasing power and protect their savings from inflation.

4. Streamlined Cross-Border Trade

For businesses, stablecoins simplify cross-border trade by providing a seamless way to transact in a single, stable currency. This reduces the need for currency conversions and minimizes the risk of exchange rate fluctuations.

Real-World Examples of Stablecoins in Action

1. Remittance Solutions

Platforms like AZA Finance (formerly BitPesa) use blockchain technology to facilitate low-cost remittances and international payments. By integrating stablecoins, these platforms offer even greater stability and efficiency.

2. Payroll and Gig Economy Payments

Stablecoins are becoming popular for paying freelancers and gig workers. Companies can send payments instantly to workers in different countries, avoiding traditional banking delays and fees.

3. Savings and Investments

Stablecoins like USDT (Tether) and USDC (USD Coin) are being used as a store of value, enabling Africans to save in a currency that holds its value over time. This opens new avenues for financial planning and wealth preservation.

Risks and Challenges

While the potential of stablecoins is immense, there are risks and challenges that need to be addressed:

1. Regulatory Uncertainty

Many African governments are still grappling with how to regulate cryptocurrencies, including stablecoins. Clear policies are needed to protect users while fostering innovation.

2. Digital Literacy

Not everyone has the knowledge to navigate the complexities of crypto and stablecoins. Educational initiatives are essential to ensure widespread adoption and safe usage.

3. Infrastructure Gaps

Low internet penetration and limited smartphone access remain barriers to adoption in some regions. Bridging this gap is critical to realizing the full potential of stablecoins.

The Role of Bankii in Africa’s Stablecoin Revolution

At Bankii, we’re at the forefront of driving financial innovation in Africa. Here’s how we’re supporting the stablecoin revolution:

  • Education and Awareness: Through initiatives like Twitter Spaces, blog posts, and community engagement, we’re demystifying stablecoins and empowering Africans with the knowledge to use them effectively.
  • Secure Financial Tools: Bankii’s platform integrates stablecoin solutions to provide users with a secure and seamless way to transact, save, and grow their wealth.
  • Advocacy and Collaboration: We’re working with policymakers, businesses, and communities to create a stablecoin ecosystem that benefits everyone.

Conclusion: A Stable Future for Africa

Stablecoins are more than just a technological innovation; they are a pathway to financial empowerment for millions of Africans. By addressing key challenges like high remittance costs, currency instability, and financial exclusion, stablecoins offer a sustainable solution for the continent’s unique needs. At Bankii, we’re proud to be part of this transformative journey, helping shape a future where every African has access to secure, affordable, and efficient financial services.

💡 Ready to explore the world of stablecoins and how they can benefit you? Join the Bankii community today and be part of the revolution.

News

Bankii Telegram Referral Campaign: Buzz Your Way to Rewards!

Are you ready to grow the Bankii community and get rewarded while you’re at it? Join the Bankii Hive: Buzz Your Way to Rewards campaign—a thrilling Telegram referral contest where your influence can earn you cash prizes, exclusive swag, and bragging rights! 

Here’s everything you need to know to participate and win big. 


Why This Campaign Matters

At Bankii, we’re building more than just a financial platform; we’re creating a movement to empower Africans with better financial tools. By participating in this campaign, you’re helping us spread the word and grow a thriving community of innovators, crypto enthusiasts, and changemakers across the continent.


Campaign Details

📅 Duration:

  • Start: November 25
  • End: December 6

🎁 Prizes:

  • 1st Prize: $70 + Exclusive Bankii swag + VIP access to upcoming initiatives.
  • 2nd Prize: $50 + Bankii-branded merchandise.
  • 3rd Prize: $30 + Recognition in the Telegram group + smaller swag items.
  • Participation Rewards: Everyone with at least 1 valid referral will be entered into a raffle, with 15 winners receiving Bankii swag!

How to Participate

  1. Get Your Unique Referral Link:
    Go to our telegram group, type “/link” to receive your personalized referral link.
  2. Invite Your Network:
    Share your link with friends, family, and colleagues who are interested in crypto, African finance, or Bankii’s vision.
  3. Track Your Progress:
    Your referrals will be tracked automatically via our Telegram bot invite system. Stay engaged to keep your name on the leaderboard!
  4. Engage in the Group:
    Ensure that your referrals actively participate by contributing to discussions, reacting to posts, and staying engaged.

Campaign Rules

  • Eligibility for Top Prizes: You need a minimum of 20 valid referrals to qualify for the top 3 prizes.
  • Valid Referrals Only:
    • Referrals must join the Telegram group using your link.
    • They must actively engage in the group (no lurkers or bots).
  • No Bots or Fake Accounts: Referrals from bots or fake accounts will lead to disqualification.

Timeline

  • Campaign Duration: November 25 – December 6
  • Winners Announced: Within 1 week after the campaign ends.
  • Prizes Distributed: All rewards will be sent within 1 week after winners are announced.

Step-by-Step Guide to Success

1. Pre-Launch Preparation

  • Familiarize yourself with the campaign rules.
  • Create a list of friends, family, and colleagues to invite.

2. Launch Day:

  • Share your referral link on your social media platforms, WhatsApp groups, and crypto forums.
  • Highlight the exciting prizes and Bankii’s vision to attract quality members.

3. During the Campaign:

  • Stay Active: Keep engaging in the Telegram group to motivate your referrals.
  • Leaderboard Updates: Look out for regular updates in the group to track your ranking.
  • Reminders: Share updates on your progress and remind your network to join before the deadline.

4. Post-Campaign Wrap-Up:

  • Winners will be verified and announced.
  • Share your experience in the group to keep the momentum alive.

Tips for Maximizing Referrals

  1. Showcase Bankii’s Vision:
    Share why you’re passionate about Bankii and its mission to revolutionize finance in Africa. Personal stories resonate!
  2. Highlight the Prizes:
    The cash rewards and swag are great conversation starters. Let your network know what they stand to gain.
  3. Engage Creatively:
    Use visuals, memes, or short videos to grab attention. For example, post:
    “Don’t miss out on what bankii is building—join Bankii now! PS: You might win cool swag too!”

Why Bankii?

Bankii is more than a financial platform; it’s a movement that’s redefining financial empowerment in Africa. By joining the Telegram group, your referrals gain:

  • Early access to insights about the future of crypto in Africa.
  • A chance to connect with like-minded individuals.
  • Opportunities to learn and grow in the world of blockchain and digital assets.

Let’s Get Buzzing!

This is your chance to join the hive and make a difference. Start buzzing now and invite your network to be part of the Bankii movement.

Head to our Telegram group to get your referral link and start winning today: Join Bankii Telegram

Let’s grow Bankii together—one referral at a time!

Bankii reserves the right to final interpretation of campaign terms 

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News

10 Reasons Why Africa Needs Blockchain Technology

Blockchain technology has taken the world by storm, offering promising solutions for sectors as diverse as finance, health, supply chain, and governance. In Africa, a continent with unique and pressing challenges, the potential impact of blockchain is particularly transformative. From improving financial inclusion to combating fraud and enhancing transparency, blockchain could play a pivotal role in driving Africa’s growth and development.

Here, we explore the top ten reasons why Africa needs blockchain technology.


1. Financial Inclusion for the Unbanked

  • The Challenge: In Africa, more than 350 million adults remain unbanked, meaning they lack access to basic financial services.
  • How Blockchain Helps: Blockchain-based financial solutions allow individuals to participate in the global economy without a traditional bank account. With blockchain wallets, users can send, receive, and store digital assets securely and affordably.
  • Example: M-Pesa, a mobile money service in Kenya, has already demonstrated how digital finance can succeed in Africa. Blockchain can take this even further by enabling cross-border, peer-to-peer transactions without high fees.

2. Efficient and Affordable Cross-Border Payments

  • The Challenge: Remittances are vital to African economies, yet fees for sending money across borders remain high, often around 8-10% of the transfer amount.
  • How Blockchain Helps: Blockchain technology enables fast, low-cost, and secure cross-border payments without relying on intermediaries. Cryptocurrencies like Bitcoin and stablecoins allow users to send funds across borders within minutes at a fraction of traditional costs.
  • Example: In Nigeria, many individuals and businesses use cryptocurrencies to send and receive payments from abroad, especially since local remittance services have limited foreign exchange liquidity.

3. Reduction in Fraud and Corruption

  • The Challenge: Africa faces significant issues with corruption, losing an estimated $50 billion annually to illicit financial flows.
  • How Blockchain Helps: Blockchain’s decentralized and immutable ledger ensures transparency and reduces the chance for tampering, making it difficult for corrupt activities to go unnoticed. Every transaction is recorded and traceable, creating accountability.
  • Example: In Ghana, the government partnered with IBM to explore blockchain-based land registry systems that could combat land fraud by creating a transparent, tamper-proof ledger of land ownership records.

4. Access to Transparent Supply Chains

  • The Challenge: Africa’s supply chains, especially for valuable resources like minerals, are often complex and opaque, making it difficult to verify the source of goods and enforce ethical practices.
  • How Blockchain Helps: Blockchain provides a transparent record of a product’s journey from origin to end consumer. This level of transparency is essential for ensuring ethical sourcing and reducing fraud.
  • Example: Everledger uses blockchain to track the origin of diamonds, helping to combat the problem of “blood diamonds” and ensure consumers buy conflict-free products.

5. Streamlined Agriculture and Trade

  • The Challenge: Many African farmers lack access to fair markets and suffer from inefficiencies in distribution and logistics.
  • How Blockchain Helps: Blockchain enables farmers to access fair trade platforms, where they can sell their produce directly to buyers, ensuring they receive fair prices. Additionally, blockchain can improve logistics and inventory tracking, reducing wastage.
  • Example: The AgUnity app uses blockchain to connect farmers with markets, ensuring fair pricing and providing farmers with access to transparent transaction histories.

6. Secure and Transparent Voting Systems

  • The Challenge: Election integrity is a persistent issue in some African countries, with concerns about vote tampering and lack of transparency.
  • How Blockchain Helps: Blockchain-based voting systems offer transparency, security, and immutability. By recording votes on a public ledger, blockchain makes it almost impossible to alter or manipulate results.
  • Example: Sierra Leone made headlines by piloting a blockchain-based voting system in 2018, showcasing how blockchain could improve the integrity of elections.

7. Access to Decentralized Finance (DeFi)

  • The Challenge: Traditional financial services, such as loans and savings accounts, remain inaccessible to many Africans, particularly those in rural areas.
  • How Blockchain Helps: DeFi allows users to access financial services without a traditional bank account. Through decentralized apps (dApps), users can earn interest, get loans, and participate in peer-to-peer financial activities.
  • Example: Projects like Aave and Compound are providing decentralized finance options, which could be adapted to cater specifically to African users.

8. Enhanced Healthcare Systems

  • The Challenge: Africa’s healthcare system faces issues with record-keeping, counterfeit drugs, and lack of patient data security.
  • How Blockchain Helps: Blockchain can provide a secure, interoperable system for storing and sharing patient data, which would improve treatment accuracy and patient privacy. It can also track pharmaceuticals from manufacturers to patients, helping to eliminate counterfeit drugs.
  • Example: MediLedger, a blockchain project in the US, provides a model that African countries could adopt to combat counterfeit drugs and improve data interoperability across healthcare systems.

9. Empowering Artists and Creators

  • The Challenge: African artists, musicians, and creators often struggle to receive fair compensation and credit for their work due to a lack of transparency and reliance on intermediaries.
  • How Blockchain Helps: With blockchain, creators can tokenize their work, establish ownership rights, and earn royalties automatically through smart contracts. This removes intermediaries and ensures artists are compensated fairly and transparently.
  • Example: Platforms like Audius (for music) and OpenSea (for digital art) enable artists to showcase and sell their work directly to consumers, setting a foundation that could empower African creators.

10. Empowering Youth through Digital Skills and Entrepreneurship

  • The Challenge: Africa has the world’s youngest population, with over 60% under the age of 25, yet opportunities for employment and skills development remain limited.
  • How Blockchain Helps: Blockchain provides new opportunities for digital jobs, entrepreneurship, and financial independence. Youths can learn to develop blockchain solutions, participate in token economies, or leverage DeFi for micro-entrepreneurship.
  • Example: Initiatives like Bankii Learn are helping young Africans learn about blockchain and digital finance, equipping them with valuable skills to create their own ventures or contribute to the growing digital economy.

Conclusion: Blockchain’s Transformative Potential in Africa

Blockchain technology offers Africa transformative solutions for some of the continent’s most challenging issues. From expanding financial access to creating secure and transparent records across various sectors, blockchain can play a foundational role in the next wave of African development. As governments, private companies, and communities begin to adopt and explore blockchain’s potential, Africa could become a leading example of how emerging technology can drive inclusive growth and societal advancement.

By addressing Africa’s unique needs with blockchain solutions, Bankii Finance aims to contribute to a brighter, more prosperous future. Through our commitment to decentralized finance and innovative blockchain applications, we are eager to be part of Africa’s blockchain revolution.

News

Introducing Bankii Community Points

Bankii is a community-driven platform, and we are incredibly grateful for the ongoing support of our members as we work towards building innovative solutions that bridge traditional and decentralized finance. 

We’re proud to introduce Bankii Community Points! This system is designed to reward individual members for their participation and engagement within the Bankii ecosystem, marking a significant step in how we value and nurture community involvement.

About Bankii Community Points

At its core, the Bankii Community Points system is more than just rewarding engagement—it’s about fostering a vibrant, interactive community around our technology and services. Through participation in various activities, users can accumulate points that signify their contributions to the community.

Points earned do not have real-world value and are purely a measure of interaction within the ecosystem. However, we believe that rewarding engagement is essential to enhancing community experience, and we plan to roll out rewards for top contributors, offering exciting perks like exclusive access to events, special status, and more. Note that the system is currently in its beta phase, so its structure may evolve as we fine-tune the experience.

How to Engage

By participating actively in the Bankii community, members can accumulate points through tasks and challenges that range from simple engagements to more advanced contributions. Some example activities include:

  • Join and engage in the Bankii Community Telegram
  • Share and comment on Bankii’s social media posts
  • Help onboard new users to the Bankii platform
  • Participate in community events, webinars, or AMAs

Visit zealy.io/bankiifinance to complete fun tasks, climb the leaderboard, and get recognized for your contributions.

Tasks and challenges will continuously evolve, with new activities being added over time as members unlock different levels of participation.

Rewards and Recognition

While points are symbolic, they open doors to exclusive perks and incentives. Rewards for contributors include early access to new features, invitations to special events, monetary rewards, unique badges, and community privileges.

The top 100 participants will receive BNKY tokens at TGE, with further details on distribution to be provided.

Special Recognition for Early Supporters

If you’ve already been an active part of the Bankii community, your efforts haven’t gone unnoticed. Any points you’ve accumulated through any previous community engagement will carry over to this new system, ensuring that early supporters are recognized for their contributions.

How to Get Started

  1. Join our Telegram Community: Stay connected with other Bankii members and engage in conversations.
  2. Start completing tasks: From sharing content to helping others in the community, every action helps you build points.
  3. Track your progress: See how you rank on the leaderboard and aim to climb to the top for exclusive rewards.

We invite each of you to actively join this exciting journey. Whether you’re new to Bankii or have been with us from the start, your participation shapes the future of our community!


Frequently Asked Questions

Will my previously earned points transfer over?
Yes! Any points accumulated before the system launch will be honored and carried over.

Can points be transferred between members?
No. Community Points are unique to each member’s contributions and cannot be transferred.

Are there limits on how many points I can earn?
There are no caps! You can accumulate as many points as supported by the platform.

Where can I see my standing in the community?
A real-time leaderboard will be available for you to track your progress.

Will there be opportunities to provide input on quests and rewards?
Absolutely! We value community feedback and encourage you to share your ideas.

When does the system launch?
The points system is live now! Start earning points by completing community activities today.

Have more questions? Join us in our Telegram, and our team will be happy to help you!

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News

Bankii Card Now Available for Pre-Order

A New Era of Financial Freedom

We’re excited to announce that the Bankii Card is now available for pre-order! This card offers a blend of crypto and traditional finance, providing users with unmatched flexibility and convenience for global transactions. Here’s a detailed look at its features:

1. Top-Up with Crypto

The Bankii Card allows you to fund your account with a wide range of cryptocurrencies. Whether it’s Bitcoin, Ethereum, or your favourite altcoins, adding funds to your card is a seamless process. This is perfect for crypto enthusiasts looking to spend their digital assets in everyday life. With instant conversion to fiat currencies, your crypto becomes more than just a digital store of value—it’s now an accessible and usable currency.

2. Global Transactions

Traveling or making purchases across borders? No problem! The Bankii Card supports global transactions, allowing you to make purchases worldwide. When you make a purchase, your crypto is converted into your preferred fiat currency at competitive rates, ensuring a smooth, hassle-free experience. Whether you’re shopping online or paying in-store, the Bankii Card ensures you’re always ready.

3. Loyalty Rewards

Earn exciting rewards every time you use your card. Bankii offers a unique loyalty rewards program where users can accumulate points for every transaction. These points can be redeemed for a range of benefits, including cashback, exclusive deals, and other perks. It’s not just a card—it’s a tool to make your spending work for you.

4. ATM Withdrawals

Need cash? The Bankii Card allows for ATM withdrawals across the globe. Withdraw your converted fiat currency from thousands of ATMs worldwide, making it easy to access your funds wherever you are. No need to worry about locating a specific crypto ATM—you can withdraw your funds just like any traditional cardholder.

5. Apple Pay Integration

For those who prefer contactless payments, the Bankii Card is Apple Pay ready. Sync your card to Apple Pay and enjoy the convenience of tap-and-go payments in stores, online, and in apps. This feature enhances the user experience, making payments faster, safer, and more convenient than ever before.


How to Pre-Order Your Bankii Card:

Pre-ordering your Bankii Card is quick and easy. With a $99 pre-order fee, you’ll be one of the first to experience the future of payments. Plus, pre-order customers will receive their cards shortly after the full product launch.

Pre-Order Your Bankii Card in Just a Few Clicks!

1. Visit the Bankii Card Pre-Order Page:

Head to https://get.bankii.finance/bankii-card/ and get ready to experience a world of crypto-powered convenience.

2. Click “Order Card”:

Look for the prominent “Order Card” button on the pre-order page. This will take you to the next step in the process.

3. Proceed to Checkout:

Once you click “Order Card,” you’ll be redirected to the secure checkout interface. Here, you can rest assured that your information is protected.

4. Enter Your Payment Details:

Carefully enter your chosen mode of payment details to complete your pre-order. Bankii offers a variety of payment options, ensuring a smooth and accessible experience.

5. Place Your Order:

Once you’ve reviewed your payment information, confidently click on the “Place Order” button. Congratulations! You’ve successfully pre-ordered your Bankii Card and are now part of the exciting future of crypto spending.

Bonus Tip:

Stay tuned for updates! Once your Bankii Card is ready for activation, you’ll receive detailed instructions via email.


Why Choose the Bankii Card? 

At Bankii, we’re committed to bridging the gap between traditional finance and the evolving world of cryptocurrency. Our card brings you the best of both worlds—allowing you to spend your crypto assets effortlessly while enjoying the convenience and security of a traditional debit card. Whether you’re a crypto enthusiast, a frequent traveler, or simply looking for a smarter way to manage your finances, the Bankii Card is designed to meet your needs.


Conclusion 

The Bankii Card represents a major milestone in bringing crypto to everyday financial transactions. With features like crypto top-ups, global transactions, loyalty rewards, ATM withdrawals, and Apple Pay integration, it’s more than just a payment card—it’s your gateway to a future where crypto and traditional finance coexist seamlessly. 

Don’t miss out on the chance to be part of this revolution.Pre-order your Bankii Card today and unlock financial freedom in the palm of your hand!

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News

Introducing Bankii’s Presale: What You Need to Know

The decentralized finance (DeFi) and blockchain technology world is evolving rapidly, and Bankii is at the forefront of this transformation. As we prepare to launch our innovative platform, we are thrilled to announce the upcoming presale of our native token, $BNKY. This presale marks a significant milestone in our journey, offering early supporters a unique opportunity to be part of a project that aims to redefine the future of crypto banking.

In this blog post, we’ll provide you with all the essential details you need to know about the Bankii presale, including what makes $BNKY special, how to participate, and why this could be an opportunity you don’t want to miss.

What is Bankii?

Before diving into the specifics of the presale, let’s take a moment to introduce Bankii. Bankii is a crypto banking platform designed to bridge the gap between traditional finance and decentralized finance. Our mission is to provide users with a seamless and secure way to manage their digital assets, offering services such as, crypto debit cards, and an array of DeFi solutions.

At Bankii, we believe that financial services should be accessible, transparent, and user-friendly. That’s why we’ve built a platform that empowers users to take control of their financial future, whether they’re seasoned crypto enthusiasts or newcomers to the space.

What is the $BNKY Token?

$BNKY is the native utility token of the Bankii platform. It plays a central role in the Bankii ecosystem, offering a range of benefits and use cases for token holders. Here’s a quick overview of what $BNKY can do:

  • Staking Rewards: $BNKY holders can stake their tokens within the Bankii platform to earn rewards, creating a passive income stream.
  • Fee Reductions: Users who hold $BNKY tokens will enjoy reduced transaction fees when using Bankii’s services.
  • Governance: $BNKY holders will in the future have the ability to participate in the platform’s governance by voting on key decisions and proposals, ensuring that the community has a say in the platform’s development.
  • Exclusive Access: Token holders will gain early access to new features, products, and promotions on the Bankii platform.

Why Participate in the Bankii Presale?

Participating in the Bankii presale offers several advantages for early supporters. Here are a few reasons why you might consider joining:

  1. Early Access to $BNKY: The presale provides an opportunity to acquire $BNKY tokens at a preferential rate before they are listed on public exchanges. This could offer significant upside potential as the platform gains traction and the token’s utility expands.
  2. Exclusive Bonuses: Participants in the presale may be eligible for exclusive bonuses and incentives, such as additional tokens, early access to platform features, and more.
  3. Support a Promising Project: By participating in the presale, you’ll be supporting the development of a project that aims to revolutionize the way people interact with digital assets and financial services.
  4. Be Part of the Community: Joining the presale allows you to become part of the Bankii community from the very beginning. You’ll have the opportunity to engage with like-minded individuals, participate in governance, and help shape the future of the platform.

How to Participate in the Bankii Presale

Participating in the Bankii presale is a straightforward process, but there are a few important steps to keep in mind:

  1. Mark Your Calendar: The Bankii presale is scheduled to begin on August 23, 2024. Be sure to mark this date on your calendar so you don’t miss out on the opportunity to participate.
  2. Choose Your Contribution Method: The Bankii presale will accept contributions in a variety of cryptocurrencies, including sol, and USDT. You’ll be able to choose the method that works best for you.
  3. Make Your Contribution:You can make your contribution to the presale. Simply follow the instructions on the platform to transfer your chosen cryptocurrency and receive your $BNKY tokens.
  4. Secure Your Tokens: After the presale concludes, your $BNKY tokens will be distributed to your Bankii wallet. Be sure to keep your wallet secure and monitor your holdings as the platform evolves.

What Happens After the Presale?

Following the presale, Bankii will continue to develop and expand its platform, with a focus on delivering innovative solutions to our users. The $BNKY token will be listed on various exchanges, providing liquidity and enabling broader access to the token.

In addition to listing the token, we’ll be rolling out new features and services on the Bankii platform, including staking, governance, buybacks and enhanced security measures. Our goal is to create a robust and user-friendly ecosystem that meets the needs of our growing community.

Stay Informed and Get Involved

To stay updated on all things related to the Bankii presale and platform developments, be sure to follow us on social media and subscribe to our newsletter. We’ll be sharing regular updates, announcements, and educational content to keep you informed every step of the way.

If you have any questions about the presale or the Bankii platform, our support team is here to help. Feel free to reach out to us through email at [email protected] or join our Telegram community to connect with other members of the Bankii family.

Conclusion

Bankii presale is an exciting opportunity to get involved with a project that has the potential to make a significant impact on the world of crypto banking. By participating in the presale, you’ll be joining a community of forward-thinking individuals who believe in the power of blockchain technology to drive financial inclusion and innovation.

We look forward to welcoming you to the Bankii community and sharing this journey with you. Don’t miss your chance to be part of the future of crypto banking—mark your calendar for August 23, and get ready to participate in the Bankii presale!

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